Full Retirement Age ⏬👇

Full Retirement Age is the age at which you are eligible to receive full Social Security retirement benefits (as opposed to the reduced benefits you begin receiving at age 62), assuming that you have earned a minimum of 40 credits by working enough years and paying Social Security taxes.

Full Retirement Age (FRA) is the age at which you can receive full Social Security retirement benefits. For example, if you were born in 1955, your FRA would be 66 years old. When you retire, your monthly Social Security benefits will be based on your highest 35 years of earnings. At Full Retirement Age (FRA), you can receive 100% of the benefit level for your earnings history. Your full retirement age is the age at which you would be entitled to receive full monthly Social Security benefits if you were to retire today.

FRA is the age at which workers can begin collecting Social Security retirement benefits without a financial penalty. Workers born between 1943 and 1954 must wait until they reach FRA to qualify for full benefits. Workers who are born before 1943 can collect full benefits when they reach age 62, while workers who are born after 1954 can only claim benefits once they reach FRA.

Full Retirement Age, or FRA, refers to the age at which you can collect benefits at their fullest amount. The FRA is 65 for people born in 1937 through 1941, 66 for those born in 1942 through 1954, and 67 for those born in 1955 through 1959. The FRA is the age and service requirement under the Social Security Act that entitles beneficiaries to receive 100 percent of their benefit amount.

Full Retirement Age refers to age 65 for most people, but it is also used for Social Security earnings. You can collect benefits when you reach Full Retirement Age and before you reach age 70. Full Retirement Age (FRA) is the age at which a worker is eligible to receive unreduced benefits for Social Security retirement benefits.

Your full retirement age is the age at which you become eligible for the maximum benefit payment from Social Security. The amount of your benefit will be determined by how many years you have been paying into Social Security, so it’s important to know your full retirement age.