Full Retirement Age Chart ⏬👇

The full retirement age chart shows when you can retire and still receive full Social Security benefits. If you retire before reaching your full retirement age, your benefits will be reduced by a few percentage points for each year you retire early. If you wait until after your full retirement age, your benefits will increase by eight percent per year.

When you’re ready to retire, it’s important to know exactly how much money you’ll have coming in. That’s why we’ve created this full retirement age chart.

This chart shows the age at which you can begin collecting your Social Security benefits, and the amount of money you’ll receive each month.

The full retirement age is the earliest age you can take Social Security benefits without penalty. The age at which you can receive full benefits depends on when you were born. If you claim benefits before your full retirement age, your monthly benefit amount will be reduced. If you claim benefits after your full retirement age, your monthly benefit amount will be increased.

The full retirement age chart is a tool that can be used to determine the earliest age you can retire and still receive full Social Security benefits.

The chart is based on the year you were born, not the year you plan to retire. For example, if you were born in 1960, your full retirement age is 67 years old (as of 2020). You may begin receiving Social Security benefits at 62 or any time after that.

Retirement age is the age at which you can receive full Social Security benefits. If you retire before this age, your monthly benefits will be reduced by a percentage based on how early you claim them. The full retirement age chart below shows the earliest and latest dates you can claim your Social Security benefits at different ages.

If you were born before 1955, your full retirement age is 66. If you were born on or after January 1, 1956, it’s 67.

You can start taking Social Security benefits as early as age 62, but they’ll be reduced depending on when you claim them.

If you wait until your full retirement age (or later), the benefits increase by 8% per year until age 70.